It's official! The Lump Sum Payments are out! I should get mine in the mail tomorrow. Fingers are crossed and I'm saying prayers that I get it tomorrow and it doesn't get lost in bureaucracy land.

I've heard rumors that after taxes the checks are for $2,484. It's sad that it's taxed that much. I was budgeting to get $2500, but secretly hoping that it would be more like $3000 or $3500...but alas, I don't think that's going to happen. Anyways, free money is nothing to complain about.

This is the plan for the monies....

• 2K onto LOC (Yippee Skippee!!! -- this will bring our LOC total to $1,964)
  
• $20 to EF (slowly but surely)
  
• $20 to House Fund (baby steps)
  
• $20 to Car Fund (baby steps again)
  
• $40 to Holiday Fund (saving for long weekend in September)
  
• $100 ($50 each for spending on whatever we want)
• $150 for fantastic night out (cause we like to have fun)
• $134 to save for Andrew's birthday party and Andrew's birthday present (which is in 1 month)
  

We have a line of credit. Right now, as I type this it is sitting at $4,307.02. *Sigh* It just keeps growing and growing and growing and driving me more and more crazy. We've paid this thing off before...but it always just grows right back...

Now that we've refinanced the mortgage this LOC and the Consolidation Loan are our only 2 debts left....and I'm going to focus on tackling the LOC. My plan is to throw at least $250.00 onto the LOC each month. My plan is to also throw my lump sum payment from work (about $2500 I'm estimating) that I'm expecting to get in June onto the LOC as well. All this combined should make it disappear--go POOF! by the fall.

We have been doing some thinking about making some BIG RADICAL changes in our lives and if we can be free of the LOC or at least facing a greatly reduced LOC that would make things so much easier to decide and act upon.

In order to stay motivated (& yes I know I tried this once before and it didn't really work) I'm going to have a side bar that tracks the total amount of the LOC and I want to include payments that I've made onto it to keep me on TRACK. My hope is that I will become as excited about paying of this damn LOC as I am excited about saving money.